Track Your Budget

The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out. Use this worksheet to list your income and expenses below.

Income   Expenses                                   
 Total Take-Home Pay ____________         Total Rent/Mortgage                    ____________
 Child Support/Alimony ____________  Child Support Alimony                  ____________
 Pension/Social Security ____________  Health Insurance                        ____________
 Disability/ Other  Insurance ____________  Life Insurance                           ____________
 Interest /Dividends ____________  Other Insurance                        ____________
 Other ____________  Vehicle Insurance                       ____________
     Vehicle Payments                        ____________
     Vehical Upkeep                           ____________
     Other Loans                               ____________
     Utilities                                       ____________
     Credit Card Payments                   ____________
     Savings/Pension Payment           ____________
     Groceries                                    ____________
     Clothes/Personal Care                  ____________
     Medical/Dental Precriptions          ____________
     Household Goods                        ____________
     Child Care                                    ____________
     Education                                  ____________
     Charitable Donations                     ____________
     Eating Out                                   ____________
     Entertainment                              ____________

Total Income

____________ Total Expenses ____________


Remaining Income After Expenses (subtract total income from total expenses): _______________________